Associate Financial Representative

Your next career should mean something.

Some people spend years building someone else's business. Others find a path where the work matters, the people matter, and the income matches the effort.

At Modern Woodmen of America, we've been helping families and communities since 1883 as a member-owned fraternal benefit society, not a stockholder-driven corporation. That means purpose and performance can actually live in the same career.

Through MWA Financial Services, Inc., our brokerage subsidiary, you have access to a broad suite of financial products and planning solutions so you can do what is right for the people sitting across from you.

What you'll do

Work directly with individuals, families, and business owners to build financial plans they can trust. Build long-term relationships. Collaborate with experienced professionals. Grow within a structured development program designed to move you from day one into Financial Advisor and beyond.

Who this role is for

You do not need a finance background. Many of our strongest advisors came from careers in sales, real estate, lending, consulting, education, ministry, the military, or business ownership.

What they had in common was not a perfect resume. It was character, coachability, community orientation, and the desire to build something of their own.

If you have ever felt like your work should have more purpose and more upside, this is worth a conversation.

Most people take the safe job. The one with the guaranteed $50,000 or $60,000 salary that feels secure until it doesn't. Two or three years later, they are right back where they started, looking for the next safe thing and still building nothing they own.

This is a different path. The first year takes some faith, but what you build belongs to you. A book of business. Residual income. A career asset that cannot be taken from you when a company decides to restructure.

If you are only thinking about year one, you are not thinking big enough.

What you can expect to earn

First-year advisors in our program typically earn $50,000 to $80,000 through a combination of our business development program, commissions, and bonuses. There is no cap on earnings. Compensation grows as your practice grows, and top advisors earn well into six figures.

Your career path

You will receive direct mentorship from a Managing Partner, Senior Advisors, and a dedicated Business Coach. Structured onboarding and ongoing coaching are built into the program. Advancement opportunities include Senior Advisor, Team Leader, and Managing Partner.

Education and licensing

All licensing study materials are provided at no cost. You will earn bonuses at key milestones as you progress through your licensing path.

Licensing includes Life Insurance, SIE, Series 6 or 7, and Series 65 or 66.

No prior licenses required. We invest in you from day one.

Common questions

Do I need financial services experience? No. We provide training, mentorship, and a real development path. You bring the drive and the character. We teach the rest.

Will I have support, or am I on my own? You will work alongside a team of professionals with direct access to your Managing Partner, Senior Advisors, and a Business Coach. You are building your own practice, but you are never building it alone.

Is this commission-only from day one? We have a business development program designed to help you build momentum early. This is an entrepreneurial path, and the structure is built to help you grow your practice the right way.

Benefits

100% paid medical and dental insurance. 401(k) with employer match. Pension plan. Group life insurance. Uncapped performance-based compensation. Expense-paid trips, bonuses, and incentive programs.

Qualifications

Passion for helping others. Strong character and integrity. Coachable and willing to learn. Ability to pass a background check. Willingness to obtain required licenses, with study materials provided at no cost.

Ready for a real conversation?

Learn more at www.mwacareers.org